Calculate Malaysian property stamp duty — transfer (MOT) and loan agreement — instantly.
Standard duty before any first-home exemption. Legal fees are separate. Exemption schemes change each Budget — confirm current eligibility with your lawyer.
Transfer duty (Memorandum of Transfer, MOT) is tiered on the property price: 1% on the first RM100,000, 2% from RM100,001–500,000, 3% from RM500,001–1,000,000, and 4% above RM1,000,000. A separate loan agreement stamp duty of 0.5% applies to the loan amount.
If you finance the purchase, the loan agreement is stamped at a flat 0.5% of the loan amount. On a RM500,000 loan that is RM2,500.
Malaysia periodically offers exemptions for first-home buyers under schemes that change with each Budget (thresholds and percentages vary year to year). This calculator shows the standard duty before any exemption — check the current scheme or your lawyer for eligibility.
No. Legal fees for the SPA and loan agreement are separate and follow their own scale. This tool covers stamp duty only.
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